Gem Visa Interest Free Finance
Gem Visa gives you two great interest free options.
- Every time you make a purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free.
- If you’re making a bigger purchase such as a set of "Bridgestone Turanza ER300 Tyres", you might like a longer interest free period. We offer a range of interest free terms (9 months, 12 months) to Gem Visa cardholders
You make the purchase and, every month, you make a minimum monthly repayment. Remember you’ll need to pay more than the minimum monthly amount to pay off your purchase within the interest free period.
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Can I choose which interest free promotional offer I use?
The interest free promotional offer is determined by the store you're shopping at. Stores run different interest free promotions at various times of the year. Ask in-store about the interest free promotional offers that are currently available.
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Can I use Gem Visa to make additional interest free purchases?
Yes. As long as you don't go over your credit limit.
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Do I need to re-apply before I make another interest free purchase?
No. As long as you have enough credit on your account, you can shop at participating stores.
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Can I only use my Gem Visa card at the store where I initially made my purchase?
No. It doesn't matter if you have a Gem Visa card that is branded with the logo of the store where you first applied for the card, your Gem Visa is accepted at over 10,000 stores around Australia and you can purchase again from any of those stores.
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What is the minimum purchase amount for interest free?
This varies, depending on the store you're shopping in. Talk to the salesperson in the store to find out more.
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When does my Interest Free promotion start?
Once you have your goods, and Gem Visa has received all correctly completed paperwork from the store. Your account is then created. And your interest free period begins.
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Do I have to pay off my interest free purchase before I can use my card again?
No. Providing you have sufficient available credit left on your card, you can use your Gem Visa card as often as you like.
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Can I use Gem Visa to make additional interest free purchases?
You can purchase as many times as you like - up to your credit limit - from stores that accept Gem Visa.
*Conditions of interest free: Available to approved customers where the amount financed is $250 or more on Gem Visa between 07/11/2011 and 06/11/2012. Offer available on purchases from JAXQuickfit. Minimum monthly repayments must be made during the interest free period and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Offer available on advertised or ticketed price. This notice is given under the Gem Visa Conditions of Use which specify all other conditions for this offer. A $99 annual fee for Gem Visa applies and other fees and charges are payable. Visit gemvisa.com.au for more details. Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
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"I'd like to give my sincerest thanks to the staff at JAX Quickfit in Fyshwick, Canberra. I've bought my last three sets of tyres from that..."
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At JAXQuickfit Tyres we guarantee the quality of all the tyres we
supply and install for the
life of the tyre. Should
you discover a
manufacturer's fault
after purchase we
will replace your
tyre free of charge.


